Any time you file divorce papers — or have them filed against you — there are going to be a number of questions that arise as to what comes next. While you’re going to encounter a number of “firsts” that no one can prepare you for, it does help to have a heads-up on what to expect in the immediate aftermath. Here are some of the most frequently asked questions that we receive:
How do I change my name?
This question — often asked by our female clients — is luckily something you can handle directly in the
divorce forms. By making a name change part of the filing, you can leave the courthouse with a restored identity, no further action necessary. Our package will allow you to do this directly.
How do I update my insurance?
This isn’t something that can be done immediately in an
online divorce, but it’s not doable in a trail either. You will probably be able to adjust coverage prior to a final decree, but to find out, you’ll need to go directly through the insurer. If your workplace provides coverage, contact human resources with any pressing questions. If self-employed, call the number on your insurance card and have a representative walk through the details with you. If you’re the one being dropped, you should be eligible for COBRA benefits on your spouse’s plan for a certain length of time until you can obtain your own coverage.
Also, one final note regarding insurance: we know health insurance is a big deal, but so is auto and life. It’s a good idea to meet with your insurance agent together, so he or she can walk you and your ex through the process of dividing policies without losing coverage.
How do I protect my credit?
If you’ve both agreed to an amicable split, then this fear will (hopefully) not be a problem. But just to be on the safe side, we recommend enrolling with a free service like Quizzle to get your credit score and be notified of any changes as they arise. You may want to meet with an account executive at your bank for the best advice on closing joint banking, savings, and credit accounts, in order to minimize any damage incurred on your report.
https://www.quizzle.com
What about my last will and testament?
If you’ve had the foresight to create a will — we’re hoping you have — then you’ll want to update that immediately by removing your ex as the beneficiary to any assets that are yours. Updating a will should be done every three years anyway (at minimum) to account for just such a thing, but once the decree has been issued, do it immediately. Don’t wait.
In Summary
Even when the final decree of divorce has been issued, it’s not necessarily “over.” But if you are vigilant towards taking personal responsibility, you’ll soon be moving on with no fear of the future.
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